Massachusetts
Mid-American
2024-25 - 2025-26 - 2026-27
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All team stats adjusted for opponents. See methodology page for details.

Predictive Rating -2.1 194
Results Rating -3.2 222
Consistency 0.10 3
Pace 74.5 36
Improvement -3.5 307

Overall 1st FGA Second Chance TOs Free
throws		 Shot Selection
Offense C 163 C B D C C
Defense C- 237 C- C+ C F+ C-

Offense Breakdown
Attempts Conversion Rate Total Effect
Close Shots 41% 111 C 59% 149 +1.8 110
2 Pt. Jumpers 48% 67 C+ 40% 118 +1.3 109
Three Pointers 36% 286 C 34% 179 -2.5 267
Shot Selection/Accuracy C -0.1 209 C+ +0.7 142
1st FG Attempt C 1.03 148
Second Chance C+ 31.4% 145 B+ 1.18 26 B 0.37 67
Opponents' Steals D 10.8% 301
Other Turnovers C- 7.8% 260
Turnovers D 18.6% 300
Freethrows B- 0.33 103 D- 67% 338 C 0.22 184
Total Offense C +0.0 163

Assists Opponents' Blocks
Close Shots A 66% 8 B 8.8% 62
2 Pt. Jumpers Shots B 35% 56 B- 3.5% 67
Three Pointers C- 82% 231 B- 0.6% 105
Total B+ 64% 37 B- 4.6% 68


Defense Breakdown
Attempts Conversion Rate Total Effect
Close Shots 39% 181 D 63% 305 +1.8 238
2 Pt. Jumpers 18% 269 C- 39% 229 -0.8 122
Three Pointers 44% 99 C+ 33% 124 +0.6 214
Shot Selection/Accuracy C- +0.4 237 C- +1.1 227
1st FG Attempt C- 1.05 231
Second Chance B- 28.3% 101 C- 1.05 217 C+ 0.30 137
Turnovers from Steals C- 8.7% 238
Other Turnovers B- 7.9% 95
Turnovers C 16.6% 186
Freethrows F+ 0.38 352 C- 73% 229 F+ 0.28 350
Total Defense C- -2.1 237

Assists Blocks
Close Shots D 56% 324 D 7.8% 306
2 Pt. Jumpers Shots D- 36% 328 D- 1.7% 335
Three Pointers D+ 87% 287 D- 0.1% 345
Total D 63% 324 D- 3.3% 338

Miscellaneous
Offense Defense
Possession Length 16.7 98 16.9 115
Fast Break Points Per Possession 0.17 176 0.21 322
Consistency 0.12 198 0.10 38
Improvement +3.1 48 -6.6 362

NCAA Tournament Selection
At-Large Selection Status Out of Consideration
Projected Seeding Not in Tournament  

Prediction Ranges
Pessimistic
5th Percentile 		Expected
50th Percentile 		Optimistic
95th Percentile
Predictive Rating Rank 209 196 186
Results Rating Rank 223 217 199
Conference Record 7 - 11 7 - 11 7 - 11
Conference Finish 8 7 7
NCAA Tourney Seed None None None
NCAA Tourney Finish None None None

NowWin NextLose Next
#1 Overall Seed 0% 0% 0%
#1 Seed 0% 0% 0%
Top 2 Seed 0% 0% 0%
Top 4 Seed 0% 0% 0%
Top 6 Seed 0% 0% 0%
NCAA Tourney Bid 1% 9% 0%
At-Large Bid if not Auto Qualifier 0% 0% 0%
Average Seed 15.3 15.3 n/a
.500 or above 15% 100% 0%
.500 or above in Conference 0% 0% 0.0%
Conference Champion 0% 0% 0.0%
Last Place in Conference 0% 0% 0.0%
First Four0% 1% 0%
First Round1% 9% 0%
Second Round0% 0% 0%
Sweet Sixteen0% 0% 0%
Elite Eight0% 0% 0%
Final Four0% 0% 0%
Championship Game0% 0% 0%
National Champion0% 0% 0%

Projected Record by Quadrant
QuadProjectedProjected Cumulative
Quad 1a0 - 00 - 0
Quad 1b0 - 20 - 2
Quad 21 - 21 - 4
Quad 34 - 76 - 11
Quad 410 - 515 - 16


Date Opponent Result/Prediction Lead Record Total Rating Offense Defense
Avg Time Overall Conf Total First
FGA		 2nd Chance TOs Total First
FGA		 2nd Chance TOs
 Mon, Nov 3 189 Marshall L 72 - 78 61% -5  11% 0 - 1 D -11 F -19 C- F F A +9 D B A+
 Sat, Nov 8 320 Albany W 83 - 62 85% +7  75% 1 - 1 B- +8 D -4 F A+ D- A+ +11 A+ C A
 Thu, Nov 13 305 Le Moyne W 94 - 80 82% +11  97% 2 - 1 C+ +2 B +6 A B+ F D -5 C+ D+ F
 Sun, Nov 16 310 Central Connecticut St. W 84 - 77 83% +12  99% 3 - 1 D+ -5 D- -7 D A+ F C+ +1 C C C
 Fri, Nov 21 144 College of Charleston L 65 - 69 38% +1  50% 3 - 2 C- -3 D- -7 B- B- F B +4 B+ F D-
 Sat, Nov 22 210 Green Bay L 75 - 79 52% -4  17% 3 - 3 D+ -7 C- -2 F A+ D+ D -5 D+ B- F+
 Mon, Nov 24 160 Oregon St. W 73 - 65 42% +2  73% 4 - 3 B- +8 C +1 D+ A+ D A- +7 D- A+ A+
 Wed, Dec 3 154 Harvard W 78 - 71 52% +10  98% 5 - 3 C+ +4 C +0 A F F+ B +4 B C C-
 Sat, Dec 6 311 Umass Lowell W 80 - 60 83% +8  84% 6 - 3 B- +8 F+ -8 C- F+ F A+ +14 B- A- A+
 Wed, Dec 10 137 Boston College W 76 - 74 37% +3  69% 7 - 3 C+ +3 B- +4 D A+ F C -1 A B- D
 Sat, Dec 13 75 Florida St. W 103 - 95 18% +5  77% 8 - 3 A- +16 A+ +16 A A+ B C -1 D- A+ C+
 Sat, Dec 20 152 Kent St. L 59 - 69 52% -5  14% 8 - 4 0 - 1 D- -13 F -20 F F F+ A- +7 B- B+ C
 Tue, Dec 30 247 @Eastern Michigan L 74 - 80 49% -2  31% 8 - 5 0 - 2 D+ -8 D+ -2 F C+ A+ D -5 C- C+ F
 Sat, Jan 3 166 Bowling Green L 100 - 101 OT 56% -0  37% 8 - 6 0 - 3 C- -5 B- +5 A+ B- D- F+ -9 F+ B F
 Tue, Jan 6 222 @Ohio L 83 - 86 44% -3  22% 8 - 7 0 - 4 C- -4 C+ +2 B- F C D -6 F B C+
 Sat, Jan 10 291 Ball St. W 79 - 71 79% +3  75% 9 - 7 1 - 4 C- -3 C+ +3 A F C+ D -6 D- C+ D+
 Tue, Jan 13 280 @Western Michigan W 85 - 82 56% +4  79% 10 - 7 2 - 4 C -1 B+ +9 D+ A+ D F+ -10 F F D+
 Sat, Jan 17 339 @Northern Illinois L 68 - 70 76% -3  8% 10 - 8 2 - 5 D- -11 F -12 F D F C+ +1 B- C D
 Tue, Jan 20 150 Toledo W 84 - 82 52% +2  66% 11 - 8 3 - 5 C -1 B- +4 B+ B+ D D+ -5 F+ B- A+
 Fri, Jan 23 212 @Buffalo W 68 - 67 42% +7  78% 12 - 8 4 - 5 C +1 D- -6 F B D A- +7 C- C+ B
 Tue, Jan 27 91 @Miami (OH) L 84 - 86 15% +3  76% 12 - 9 4 - 6 B- +7 A+ +16 A- A+ B F+ -9 B+ F D+
 Sat, Jan 31 247 Eastern Michigan W 70 - 67 71% +4  89% 13 - 9 5 - 6 C- -5 C- -1 D+ C A D+ -4 D A- A-
 Tue, Feb 3 259 Central Michigan W 95 - 89 73% -1  44% 14 - 9 6 - 6 C- -3 A+ +15 A+ A- A- F -18 F F A+
 Sat, Feb 7 228 @Coastal Carolina L 91 - 94 3OT 45% +4  68% 14 - 10 C- -4 C+ +3 D+ A D D- -7 F B F+
 Fri, Feb 13 71 @Akron L 92 - 99 11% -5  11% 14 - 11 6 - 7 C+ +4 A- +10 A+ C- D D -5 B- C+ D
 Tue, Feb 17 91 Miami (OH) L 77 - 86 31% -5  2% 14 - 12 6 - 8 D+ -6 C +1 A C+ C- D- -7 D+ A- F
 Sat, Feb 21 212 Buffalo L 82 - 86 OT 64% +2  62% 14 - 13 6 - 9 D -10 C- -2 A- D+ D+ D- -8 D+ D+ C-
 Tue, Feb 24 291 @Ball St. L 73 - 74 OT 60% +8  82% 14 - 14 6 - 10 D+ -6 D -5 F A+ C- C -1 C+ C- D-
 Sat, Feb 28 166 @Bowling Green L 62 - 81 33% +0  50% 14 - 15 6 - 11 F+ -17 D- -6 C- F+ B+ F -12 F+ B- D-
 Tue, Mar 3 222 Ohio W 94 - 82 67% +2  62% 15 - 15 7 - 11 B- +5 B +6 A B+ C C- -2 A F F
Totals 15 - 15 7 - 11 -2 C +0 A C+ C C- -2 C D- C



Game Detail
Grades are adjusted for opponent strength in each category. Game stats are not adjusted for oppoent strength. See methodology page for descriptions of rating types.
Offense Defense
Tot Off First Field Goal Attempt Second Chance TOs Freethrows Tot Def First Field Goal Attempt Second Chance TOs Freethrows
Shot Accuracy Shot Selection Points Per Shot Shot Accuracy Shot Selection Points Per Shot
2 C 2 L 3 Tot 2 C 2 L 3 Tot Off Reb PPP Tot Att Perc Tot 2 C 2 L 3 Tot 2 C 2 L 3 Tot Off Reb PPP Tot Att Perc Tot
Season Ratings C C C+ C C+ 41% 48% 36% C C C+ B+ B D B- D- C C- D C- C+ C- 39% 18% 44% C- C- B- C- C+ C F+ C- F+
1.09 59% 40% 34% +1 0 1.03 31% 1.2 .37 19% .33 67% .22 1.12 63% 39% 33% +1 0 1.05 28% 1.0 .30 17% .38 73% .24
Nov
3		 Marshall F C- A F+ D+ 43% 22% 35% B- C- F F F F A+ F A+ A F A C+ D+ 33% 14% 53% F D D- A+ B A+ F C- F
0.88 57% 45% 29% -1 0 1.00 25% 0.4 .10 25% .58 58% .34 0.96 82% 29% 33% +6 +1 1.16 36% 0.8 .29 32% .34 74% .25
Nov
8		 Albany D D+ B F F 44% 14% 42% B- F A- A+ A+ D- A+ D- A+ A+ C A+ A+ A+ 40% 10% 50% F+ A+ A F C A F C- F
1.12 55% 43% 19% -10 +1 0.84 42% 1.8 .76 18% .49 70% .34 0.84 58% 20% 21% -12 +1 0.81 24% 1.3 .30 26% .42 70% .29
Nov
13		 Le Moyne B B+ A+ A+ A+ 41% 20% 39% C A A- C B+ F C A- B- D C A+ B B 46% 9% 46% F C+ B- F D+ F F A D
1.23 64% 45% 43% +9 0 1.20 39% 1.1 .42 18% .32 80% .26 1.05 58% 20% 31% -4 +2 0.98 22% 1.3 .27 13% .42 64% .27
Nov
16		 Central Connecticut St. D- F+ D+ C D 40% 19% 40% D+ D A+ A+ A+ F A+ F C- C+ D+ A+ D- C+ 43% 31% 27% D- C A+ F C C F A+ F
1.08 48% 36% 35% -4 0 0.95 44% 1.3 .56 22% .41 48% .20 0.99 62% 27% 38% 0 -1 1.00 16% 1.6 .25 17% .48 68% .32
Nov
21		 College of Charleston D- F+ A+ D B- 35% 22% 43% C+ B- C+ B+ B- F C+ F D- B D- F+ A+ A 40% 15% 45% F+ B+ A+ F F D- F F F
0.96 50% 70% 30% +2 0 1.04 32% 1.1 .35 22% .25 46% .11 1.02 68% 43% 14% -8 +1 0.87 11% 4.3 .48 13% .49 83% .41
Nov
22		 Green Bay C- B F F F 38% 16% 47% B- F B A+ A+ D+ A+ A+ A+ D F+ C+ A C- 56% 19% 26% D D+ C- A B- F+ F D F
1.11 65% 29% 19% -9 +1 0.84 35% 2.1 .73 15% .45 85% .38 1.17 67% 38% 27% +2 +1 1.09 25% 0.9 .21 12% .59 80% .47
Nov
24		 Oregon St. C C C+ F D 50% 20% 30% C+ D+ A B+ A+ D C- F F+ A- F B C+ F 22% 20% 59% B+ D- B- A+ A+ A+ B A- B+
1.10 56% 40% 20% -7 +1 0.90 41% 1.2 .49 17% .31 59% .18 0.98 90% 33% 33% +5 -1 1.11 24% 0.3 .07 24% .34 71% .24
Dec
3		 Harvard C B C A+ A+ 45% 27% 29% D A D- F F F+ A+ F+ A- B C+ F A+ B 42% 27% 31% B B D- A- C C- C C+ C
1.07 64% 38% 50% +9 0 1.20 24% 0.7 .17 21% .36 67% .24 0.97 57% 60% 18% -2 -1 0.96 32% 0.8 .24 18% .25 80% .20
Dec
6		 Umass Lowell F+ C- A- D- C- 50% 28% 22% D C- B- F F+ F C C- C A+ A- F A+ B 57% 20% 24% F+ B- A B- A- A+ F A+ D
1.05 57% 47% 31% +1 0 1.03 34% 0.8 .26 17% .27 71% .19 0.78 46% 67% 18% -7 +1 0.91 24% 1.0 .24 26% .48 48% .23
Dec
10		 Boston College B- F A- F D 43% 33% 24% D D A+ A+ A+ F A+ F B+ C C- A+ A+ A+ 56% 4% 40% F A D- A+ B- D F F F
1.08 43% 44% 25% -8 -1 0.84 44% 1.4 .59 21% .43 54% .23 1.05 60% 0% 11% -14 +3 0.80 35% 0.8 .28 13% .57 77% .44
Dec
13		 Florida St. A+ C+ F+ A+ A 49% 17% 34% A- A B- A+ A+ B B C B- C F A+ C+ D- 42% 7% 52% D D- D- A+ A+ C+ D+ F F+
1.26 59% 30% 50% +7 +1 1.19 33% 1.6 .53 17% .31 71% .22 1.17 76% 25% 32% +5 +2 1.17 38% 0.5 .20 15% .33 83% .27
Dec
20		 Kent St. F D F A+ F 40% 32% 28% F+ F F+ F F F+ A C- A- A- B F A+ B- 33% 18% 49% B- B- A+ F B+ C A D+ A-
0.83 53% 0% 46% -9 -1 0.81 22% 0.8 .17 20% .42 71% .30 0.98 50% 67% 25% -4 0 0.94 23% 1.3 .29 18% .29 76% .23
Dec
30		 Eastern Michigan D+ B- F F F 31% 31% 39% F F D A C+ A+ D F+ D- D C+ D+ C C 53% 28% 19% D- C- C B C+ F F B F
1.01 61% 22% 26% -9 -2 0.81 25% 1.3 .31 10% .27 67% .18 1.10 56% 38% 33% -1 0 1.00 27% 0.9 .24 12% .61 69% .42
Jan
3		 Bowling Green B- B+ D A+ A+ 54% 12% 35% A- A+ F+ A+ B- D- A+ C- A+ F+ D B+ F F 54% 18% 29% C F+ A+ F B F F A- F
1.15 64% 33% 50% +11 +2 1.29 20% 1.7 .33 21% .51 71% .36 1.16 63% 30% 44% +6 +1 1.16 14% 1.2 .17 11% .58 67% .39
Jan
6		 Ohio C+ C+ B B+ B 44% 25% 32% D+ B- D F F C D B- D+ D F+ C- F F 34% 17% 49% D+ F A+ F B C+ D+ B C
1.12 60% 43% 39% +4 0 1.11 30% 0.6 .19 16% .27 76% .21 1.16 67% 44% 42% +10 0 1.23 19% 1.2 .22 16% .34 67% .23
Jan
10		 Ball St. C+ A+ D B+ A+ 33% 20% 47% C A D+ F F C+ A+ F A+ D C A D- F+ 42% 15% 42% D D- A F C+ D+ D+ D+ D+
1.15 87% 33% 38% +11 0 1.24 29% 0.4 .13 17% .51 69% .35 1.03 55% 25% 36% -2 +1 1.00 18% 1.2 .21 15% .31 72% .22
Jan
13		 Western Michigan B+ C B- C- C- 29% 19% 52% D- D+ B A+ A+ D B- A+ A- F+ C+ F F+ F 32% 15% 53% D F F+ F F D+ C+ C- C
1.26 60% 40% 33% 0 -1 1.02 34% 1.8 .60 15% .35 80% .28 1.21 53% 63% 39% +6 0 1.15 35% 1.3 .47 15% .28 75% .21
Jan
17		 Northern Illinois F F F F+ F 49% 15% 36% B- F D+ D D F A+ D+ A+ C+ C+ A+ A B+ 43% 2% 55% F B- F A C D F D F
0.93 48% 29% 29% -9 +1 0.87 28% 1.0 .28 25% .55 70% .38 0.96 52% 0% 26% -10 +3 0.88 38% 0.6 .23 19% .51 70% .36
Jan
20		 Toledo B- B- D A+ B+ 45% 12% 43% B- B+ A C B+ D A+ D+ A+ D+ D- F+ F F 36% 34% 30% A- F+ B C+ B- A+ F D F
1.19 64% 33% 43% +8 +2 1.20 43% 1.0 .43 20% .39 68% .26 1.16 65% 50% 43% +10 -2 1.19 26% 1.0 .26 21% .45 80% .36
Jan
23		 Buffalo D- B- F F+ F+ 36% 28% 36% F+ F C+ B+ B D B- F D+ A- F D+ C+ D- 23% 26% 51% A+ C- A+ F C+ B A A+ A+
1.03 65% 31% 29% -2 -1 0.96 34% 1.1 .37 20% .30 63% .19 1.01 82% 42% 33% +6 -2 1.11 17% 1.6 .28 18% .26 50% .13
Shot Accuracy Shot Selection PPS 2nd Chance TOs Freethrows Shot Accuracy Shot Selection PPS 2nd Chance TOs Freethrows
Jan
27		 Miami (OH) A+ B- A+ A A 27% 33% 39% F A- A- A+ A+ B B- B- B- F+ B- F B A- 27% 9% 64% D+ B+ F F F D+ F C+ F
1.25 64% 53% 40% +10 -2 1.18 36% 1.3 .45 15% .30 76% .23 1.28 58% 50% 32% -1 +1 1.02 33% 1.7 .58 13% .65 74% .48
Jan
31		 Eastern Michigan C- B A+ F D- 55% 16% 30% A- D+ C C- C A A+ C- A+ D+ F F A+ D- 30% 30% 41% B D B+ A- A- A- F F F
1.08 63% 57% 8% -6 +2 0.93 29% 1.0 .29 11% .60 71% .43 1.03 85% 46% 22% +3 -2 1.05 22% 0.8 .19 22% .35 89% .31
Feb
3		 Central Michigan A+ A- A+ A+ A+ 48% 8% 44% A- A+ C A+ A- A- A+ C+ A+ F D+ C F F 35% 23% 42% C- F F D F A+ F B- F
1.36 70% 50% 43% +12 +2 1.31 36% 1.5 .54 13% .46 71% .33 1.27 60% 40% 72% +25 -1 1.51 38% 1.2 .46 30% .49 67% .33
Feb
7		 Coastal Carolina C+ F A+ B D+ 31% 39% 31% D- D+ A B A D B- F F D- C B F F 25% 34% 41% B+ F D- A+ B F+ B A+ A
1.09 21% 54% 37% -4 -3 0.89 39% 1.1 .44 14% .32 48% .15 1.12 56% 33% 48% +6 -3 1.10 31% 0.6 .19 12% .22 50% .11
Feb
13		 Akron A- B- A+ A+ A+ 46% 20% 34% C+ A+ F A+ C- D C F D+ D F C C+ C 26% 22% 52% A B- A- F C+ D F F F
1.18 62% 73% 42% +13 +1 1.29 17% 1.8 .30 20% .27 65% .18 1.27 75% 40% 33% +4 -1 1.09 27% 1.4 .39 14% .64 88% .57
Feb
17		 Miami (OH) C B F A+ A+ 40% 30% 30% D+ A D A C+ C- C F D- D- C+ F F D 37% 18% 45% C D+ A+ D- A- F F B- F
1.09 65% 27% 60% +11 -1 1.22 24% 1.1 .28 18% .28 56% .16 1.22 61% 56% 41% +9 0 1.20 13% 1.3 .17 10% .52 73% .38
Feb
21		 Buffalo C- A- A+ A- A 35% 24% 41% D- A- B- F D+ D+ A+ F C+ D- C- A+ F D 35% 19% 46% B- D+ A- F D+ C- F C+ F
1.13 71% 58% 40% +13 -1 1.27 37% 0.7 .27 19% .38 59% .22 1.19 59% 22% 45% +5 0 1.13 20% 1.7 .33 15% .49 73% .36
Feb
24		 Ball St. D F F F F 42% 20% 38% B- F A A+ A+ C- C- B- C- C C+ C+ A+ B- 42% 15% 42% D C+ F A C- D- F+ F F
0.99 48% 18% 24% -14 0 0.75 42% 1.3 .53 19% .27 81% .22 1.01 52% 33% 24% -10 +1 0.85 34% 0.7 .23 14% .35 82% .28
Feb
28		 Bowling Green D- B- F D+ D+ 45% 18% 37% C+ C- F+ F F+ B+ F F F F C- F F+ F+ 45% 8% 47% D F+ C- A- B- D- D- F F
0.95 61% 22% 32% -3 +1 0.98 20% 0.9 .17 15% .23 62% .14 1.24 59% 50% 39% +5 +2 1.16 29% 0.7 .19 14% .37 86% .32
Mar
3		 Ohio B A+ A C- A+ 43% 20% 37% C A C A+ B+ C A+ B A+ C- C- B A+ A+ 36% 23% 41% C A C- F F F F F F
1.23 76% 50% 33% +10 0 1.22 34% 1.3 .45 16% .54 77% .42 1.07 60% 38% 17% -9 -1 0.82 29% 1.5 .42 10% .42 79% .33



Numbers in tables represent percent chance of outcome occurring.



Projected Mid-American Finish

0-18 1-17 2-16 3-15 4-14 5-13 6-12 7-11 8-10 9-9 10-8 11-7 12-6 13-5 14-4 15-3 16-2 17-1 18-0 Total
1st 1st
2nd 2nd
3rd 3rd
4th 4th
5th 5th
6th 6th
7th 72.0 72.0 7th
8th 28.0 28.0 8th
9th 9th
10th 10th
11th 11th
12th 12th
13th 13th
Total 100.0 Total



Mid-American Regular Season Championship

Record Champion Total Outright 2-Way 3-Way 4-Way 5-Way 6-Way 7-Way 8-Way
18-0
17-1
16-2
15-3
14-4
13-5
12-6
11-7
10-8
9-9
Total



NCAA Tournament Selection

Conf RecordRecord ChanceTourney
Bid		AutoAt-LargeAvg
Seed		 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 No Bid At-Large if not Auto
18-0
17-1
16-2
15-3
14-4
13-5
12-6
11-7
10-8
9-9
8-10
7-11 100.0% 1.5% 1.5% 15.3 0.0 0.1 0.9 0.5 98.6
6-12
5-13
4-14
3-15
2-16
1-17
0-18
Total 100% 1.5% 1.5% 0.0% 15.3 98.6 0.0%


Best / Worst Case Scenarios

ChanceTourney
Bid		Avg
Seed		 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
Win Out 29.5% 4.9% 15.3 0.0 0.2 3.2 1.6
Win Out, Lose in Conf. Tourney Championship 5.7%
Win Out, Lose in Conf. Tourney Semi-Final 8.3%
Lose Out 84.5%